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Scammers are using fear, urgency, and even AI-cloned voices to trick people into sending money or sharing private info. If a call or text demands money fast, tells you “don’t tell anyone,” asks for gift cards/crypto/cash apps, or wants passwords or 6-digit codes — it’s a scam. Hang up. Don’t click links. Don’t send money. Call the real company back using the number on the back of your card or inside the official app. Report it here: FTC 1-877-382-4357 reportfraud.ftc.gov | Identity theft help: 1
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