Big changes are here: when FICO 10 drops, the way your credit score is calculated will shift — and feel different in how fast it moves. Here’s what’s new, who it affects (yes, you if you’ve been using BNPL apps), and how to turn it into an advantage if you’ve already been holding your balances low. Want a breakdown of how this may impact your next home loan or credit move? DM me and I’ll walk you through it. #CreditScore #CreditUpdate #FinancialTips #HomeLoanReady #MoneyMindset @ | Clarence Ferg