Definition Structuring is the act of parceling what would otherwise be a large financial transaction into a series of smaller transactions to avoid scrutiny by regulators and law enforcement. [1]

May 14, 2025 · Structuring, often referred to as “smurfing”, is a technique employed in money laundering and financial fraud. It involves breaking down large amounts of illegal funds into …

Jul 15, 2005 · Structuring is the breaking up of transactions for the purpose of evading the Bank Secrecy Act reporting and recordkeeping requirements and, if appropriate thresholds are met, …

Structuring remains one of the most commonly reported suspected crimes on SARs. Bank employees should be aware of and alert to structuring schemes.

May 26, 2023 · Among these techniques, two common practices stand out: smurfing and structuring. What is structuring? Structuring occurs when someone intentionally splits large …

STRUCTURING definition: 1. present participle of structure 2. to plan, organize, or arrange the parts of something: . Learn more.

Oct 31, 2025 · Structuring is a form of money laundering that involves breaking up large sums of illegal funds into smaller transactions. Structuring differs from smurfing, which requires multiple …

Structuring, also known as smurfing, is a financial technique that involves making a series of small deposits to a bank to avoid triggering automatic financial reporting requirements.

-ləs adjective structure 2 of 2 verb structured; structuring ˈstrək-chə-riŋ ˈstrək-shriŋ : to form into a structure : organize

Jun 4, 2024 · Structuring—a money laundering practice—is one such tactic, and has been gaining traction in recent years. Along with Smurfing, Structuring often goes undetected thanks to a …