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  1. Point

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  2. Point — Get cash from your home equity with an HEI or HELOC

    Point makes home wealth more valuable for homeowners. You built your home equity with every mortgage payment and renovation. We built a financial solution that empowers you to unlock …

  3. Point's Home Equity Investment (HEI) — Get up to $600k from …

    As a homeowner, you get upfront funds from Point in return for a portion of your home’s future appreciation. You control when you exit the partnership during the 30-year term.

    • Reviews: 2.9K
    • Point HEI | Unlock your home equity with no monthly payments

      Pointʼs Home Equity Investment (HEI) is an entirely new way to unlock your homeʼs wealth. Point partners with and invests alongside you in the property. Subject to underwriting approval, Point …

    • We're making homeownership more valuable for everyone - Point

      Eddie Lim, Eoin Matthews, and Alex Rampell come together to create Point, a home equity platform. Point’s flagship product, the HEI (Home Equity Investment), empowers homeowners …

    • Unlock your home’s equity without monthly payments. - point.com

      With Point, you can access your home equity without the burden of monthly payments. Use the cash your way—whether it’s to pay off debt, renovate your home, or invest in new opportunities.

      • Reviews: 2.9K
      • How the HEI Works | Learn about HEI costs - Point

        When you repay Point, you will need to pay back the original investment amount plus a predetermined percentage of your home’s appreciation. Point also deducts fees from the …

        • Reviews: 2.9K
        • SEED | Get up to 15% toward your down payment - Point

          Upgrade your current savings into a 20% down payment with Point's SEED. Buy the home you love, sooner, with a lower monthly mortgage payment and no PMI.

        • How do homeowners qualify for a Point Home Equity Investment?

          May 2, 2025 · While Point is much more flexible about your credit than traditional home equity options, we still review your credit history and require a minimum credit score to qualify.

        • Point and funds managed by Blue Owl Capital close …

          Jun 5, 2025 · Point completes its fourth-rated securitization, securing over $2 billion in orders from investors, signaling further maturation of the home equity investment asset class.