The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system.

Insurance coverage The FDIC insures deposits at member banks in the event that a bank fails—that is, the bank's regulating authority decides that it no longer meets the requirements for remaining in …

Dec 12, 2025 · What is FDIC insurance? FDIC insurance is the guarantee that your money, up to the established guidelines, is protected and will be returned to you should your bank fail.

FDIC insurance exists to protect your deposited money if your bank collapses. Learn how it works and find out the coverage limits for your bank accounts.

Federal Deposit Insurance Corporation (FDIC), a U.S. government agency created under the Banking Act of 1933 (also known as the Glass-Steagall Act). The primary role of the FDIC is to insure and …

The FDIC provides deposit insurance to protect your money in the event of a bank failure. Your deposits are automatically insured to at least $250,000 at each FDIC-insured bank.

The Federal Deposit Insurance Corporation (FDIC) answers questions about federal deposit insurance coverage, and handles complaints and inquiries about FDIC-insured state banks which are not …

Mar 18, 2025 · While the FDIC operates independently, when you deposit money in an FDIC-insured account, it's the U.S. government that guarantees your money will always be accessible.

Dec 19, 2025 · The Federal Deposit Insurance Corporation, or FDIC, insures deposits if a member bank or financial institution fails.

Apr 21, 2025 · FDIC insurance protects deposits at any failed bank, as long as it's a member of the FDIC. As of December 31, over4,400 banks and savings institutions were FDIC-insured.