State insurance commissioners see “level-funded” plans – hybrid self-insured plans – pulling covered lives away.
They could affect the pharmacy benefit manager wars and patients' surprise bills, but their current focus is on other topics.
Employees who start saving an additional $7,500 per year until age 67, while earning a modest 7% compounded annually, can add ...
The following recommendations are based on a calendar year basis, but can be easily adapted for plans that run off-calendar ...