Let’s say your total monthly debt payments are ₹33,000, and your gross monthly income is ₹1,00,000. DTI = (₹33,000 ÷ ₹1,00,000) * 100 = 33% This means 33% of your income goes toward paying debt. A low ...

A Tax-Saving FD functions like a regular Fixed Deposit but has a mandatory lock-in period of 5 years. The amount invested cannot be withdrawn before maturity, thus ensuring disciplined savings and ...

Opening a Fixed Deposit (FD) Account is a great way to lock in your savings while earning steady interest. Whether you prefer visiting a bank or using online banking services, the process is ...

A Personal Loan is an unsecured loan that helps you meet various personal financial needs, whether it’s for medical expenses, travel, or home renovations. It doesn't require any collateral, making ...

Electronic fund transfers are essential for seamless financial transactions. Two popular methods in India are UPI (Unified Payments Interface) and NEFT (National Electronic Funds Transfer).

Your CIBIL score is an important factor that is considered while gauging your capacity to repay a loan. These insights into your credit management and handling are all the more important in a Personal ...

Axis Bank, one of the largest private sector banks in India, proudly announces its achievement as the leading UPI Payer Payment Service Provider (PSP) Bank in India. According to the data published by ...

Tracking the status of an NEFT (National Electronic Funds Transfer) transaction is important to ensure your money has safely reached its destination. Whether you’re making a payment for business, or ...

Missing a Personal Loan EMI payment can cause a range of issues, from penalties to a damaged credit score. Whether it's a one-time slip or a recurring problem, understanding the implications of a ...

A Personal Loan statement gives you all the important information about your loan, such as the outstanding balance, repayment history, and equated monthly installment (EMI) schedule. It allows you to ...

Axis Bank, one of the largest private sector banks in India, announced the commencement of ‘SPLASH’, an annual nationwide competition on Art, Craft and Literature, to encourage and foster goodwill ...

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