When to begin drawing Social Security benefits is a critical decision, particularly for married couples. Starting benefits early results in reduced monthly payments, while delaying up to age 70 increases them. Careful analysis and planning are essential to maximize long-term benefits.

Learn income limits and other restrictions to avoid having your Social Security benefits suspended or terminated.

How much money you receive in Social Security benefits depends on several factors, including your age when you start receiving benefits. The later you wait up to age 70, the more money you will receive.

There's a reason retirees are often warned not to sign up for Social Security too early. If you claim benefits before reaching full retirement age, you reduce them for the rest of your life. And if you don't have a lot of savings to fall back on,

If you're receiving Social Security benefits, you may be able to pause them temporarily so you can get a bigger check later on. Here's how.

Gen Xers say they are worried they may not receive their benefits at retirement age if Social Security funds are depleted.

You might, depending on your income, but smart financial planning now can help lower or even eliminate your taxes in the future.

The idea of depending entirely on Social Security doesn't sit well with me. That's why I'm taking control now by building retirement accounts.

In 2025, the maximum Social Security payment will be increasing from $4,873 per month to a whopping $5,108 per month. To earn this payment, there are three requirements you'll need to meet: work for at least 35 years, delay claiming benefits until age 70, and consistently reach the maximum taxable earnings limit.

With a little more than a month before the 2025 COLA kicks in, here's what you should know about the upcoming adjustment.