“And if you’re like us, you make a list of who you’re gonna send your Christmas cards to, then you go buy Christmas cards.” “And if you’re like me, you go buy extra Christmas cards ...

So, what should you do if you’d still like to give a gift card this Christmas? To guarantee your money won’t go to waste, it’s safest to buy cards from the biggest names with the best ...

Dave Ramsey advises against using layaway programs for Christmas gifts, instead emphasizing budgeting and saving ahead of time to avoid financial hangover.

Dear Dave, I just finished paying off my credit card bills from last Christmas, and I’ve made a resolution that it’s the last ...