The freefincal robo-advisor tool will now feature equity glide paths for retirement buckets, providing enhanced risk ...

A reader asks, "Would you please suggest how one can manage financially if one is not eligible for health insurance due to ...

In this edition of the reader story, Mr Alam provides the most detailed account of his financial journey: From a net worth of Rs. 6000 to auto-pilot goal-based investing. About this series: I am ...

Last Updated on May 21, 2024 at 10:24 am Readers often ask, “How much capital gains tax should I pay if I have no other income source?” The answer is quite simple. Up to the tax-free limit (using the ...

SEBI has created a new class of intermediaries called execution-only platforms (EOPs) for direct plan mutual funds. This will differentiate between an EOP and an RIA and provide clients with a clear ...

ITR Filing Schedule Capital Gains – details Use our comprehensive guides to file capital gains Step-by-step guide to enter MF and share capital gains in ITR2 (or ITR3) How to Set off &Carry Forward ...

I evaluate my retirement portfolio’s performance and my son’s future portfolio each year in a personal finance audit. This is the tenth edition. Published from 2013 onwards, these audits provide a ...

Last Updated on December 20, 2023 at 8:47 am I evaluate the performance of my retirement portfolio and my son’s future portfolio each year in a personal finance audit. This is the 11th edition.

Last Updated on December 29, 2021 at 6:30 pm In this edition of the reader audit, 29-year-old Mr Yo (name withheld on request) explains in detail how he has structured his money management in a ...

Last Updated on December 29, 2023 at 8:30 pm The Public Provident Fund (PPF) is a popular tax-saving instrument in India. The Government of India introduced it in 1968 and fully guarantees the scheme.

Last Updated on May 21, 2025 at 9:13 am The freefincal mutual fund portfolio overlap tool (first published July 2017 and updated May 2019) is now fully updated to work blazing fast on Google Sheets.

Last Updated on February 12, 2022 at 6:23 pm Ajay writes, “Dear Pattu Sir, I am 28 years old and wish to retire by 50. I have designed a simple retirement plan with EPF and a Sensex index fund, 50% ...