Dozens of retailers jacked up interest rates on store cards

Watch for high interest rates on store credit cards
If you’re thinking about opening a new credit card at one of your favorite stores this holiday shopping season, you might want to think twice about the interest rate you could end up paying.
'Padding the profit margin': Why are interest rates still rising on store credit cards?
The Federal Reserve hasn’t raised interest rates since the summer of 2023. But America’s retailers apparently didn’t get the memo.
Dozens of retailers jacked up interest rates on store cards ahead of Fed cuts
Dozens of retailers, including Macy's, Gap and TJ Maxx, increased APRs on their store credit cards before the Federal Reserve cut rates, padding their profits.
Macy's, T.J. Maxx, and dozens more hiked store credit card rates just before Fed cuts
To shore up their profit margins, at least 50 major U.S. retailers, including Macy’s and T.J. Maxx owner TJX (TJX), hiked interest rates on their store credit cards ahead of the Federal Reserve’s anticipated rate cuts,
178 cases of credit card fraud at retail stores since Oct 1
At least 178 cases of credit card fraud at retail stores have been reported to the police since Oct 1. Earlier this month, five people linked to such cases were arrested. Another four suspects were arrested in recent weeks.
Retailers jack up APRs on store cards ahead of the holidays
Gabrielle Fonrouge, CNBC Business News retail reporter joins 'Fast Money' to talk store card APRs spiking ahead of the holidays.
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