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Why did my interest rate go up on my credit card?
Here’s what you should do if your credit card APR increases.
Super-prime credit is the highest credit score tier, indicating excellent creditworthiness. Learn why it matters to lenders and how it affects interest rates.
The average credit card interest rate is 20.97% APR as of November 2025, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
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