Getty Images / JGI/Jamie Grill Capital is any asset that can be used for productive purposes. It can take on various forms and is generally divided into two categories: physical and human.

Beer, Michael, Bert Spector, Paul R. Lawrence, and D. Q. Mills. Managing Human Assets: The Groundbreaking Harvard Business School Program. New York, NY: Free Press, 1984.

Opinions expressed by Forbes Contributors are their own. William Arruda covers personal branding, leadership, and careers. 1. Know yourself. Understand what makes you, you. Be willing to bring ...

2. Define asset specificity. Provide examples of site specificity, physical asset specificity, and human asset specificity not provided in class or in articles. If you feel that any of your examples ...

are low-income countries confronting severe structural impediments to sustainable development. They are highly vulnerable to economic and environmental shocks and have low levels of human assets.