A government change could tip the scale for millions of "credit invisible" Americans and bring hundreds of billions in mortgage loans. In a rule change finalized last month, government-run mortgage ...

Fannie Mae and Freddie Mac use FICO scores to determine borrower eligibility for conforming loans, which make up most mortgages. Mortgage lenders have traditionally used three different FICO scores to ...

WASHINGTON, April 22, 2026 /PRNewswire/ -- Fannie Mae (OTCQB: FNMA) today announced upcoming updates to its Selling Guide to allow for the use of VantageScore® 4.0, effective immediately, and the ...

FICO has updated its latest credit score models to include buy now, pay later data, showing how important this pandemic-era tool has become in the overall consumer debt market. Processing Content The ...

SAN FRANCISCO, July 08, 2026--(BUSINESS WIRE)--VantageScore today announced the availability of its newest tri-bureau credit score model, VantageScore 5.0. Building on VantageScore's history of credit ...

VantageScore 4.0 is approved for conforming mortgages sold to Fannie Mae and Freddie Mac. The credit-scoring model uses alternative data, including trending credit card usage and payments for rent and ...

The VantageScore 4plus product pulls in standard credit file information while also analyzing bank account balance and other transactional data to create an adjusted score. VantageScore is launching a ...

Credit scores play a central role in people's lives. Fair Isaac Corp., or FICO, has dominated credit scoring until recently. The credit-scoring industry is going through a big shift as companies ...

If your entire financial life could be boiled down to one number, it would be your credit score. It's a three-digit figure ...

An 850 credit score sounds impressive. It's something to brag about at parties, maybe (if you're that kind of person). It means that, according to the FICO scoring model, you've reached credit score ...