Fannie Mae and Freddie Mac have released historical loan-level datasets for FICO Score 10T, giving mortgage lenders, ...

Fair Isaac (FICO) said Wednesday that newly available datasets released by Fannie Mae (FNMA) and Freddie Mac (FMCC) represent ...

The credit-scoring industry is going through a big shift as companies compete to gain more power over the market — and prospective home buyers should pay attention. The latest move comes from Fair ...

New white paper by Milliman shows FICO Score 10T outperforms VantageScore 4.0 on all mortgage types, including GSE and FHA loans Global analytics software leader FICO (NYSE: FICO) is elevating ...

The national average credit score, which had been steadily increasing for over a decade, fell for the second consecutive year, according to a new report from FICO. Increases in credit card utilization ...

Last November, Fannie Mae announced it was no longer going to use credit report scores in underwriting decisions. Freddie Mac made the same decision long before Fannie did. The two organizations are ...

Almost exactly eight years ago, President Donald Trump signed legislation that helped create credit scoring competition by way of the Economic Growth, Regulatory Relief and Consumer Protection Act.

Americans who are struggling to pay off their debt could see lower FICO credit scores in their future, especially if they miss payments. Fair Isaac Corp., the company behind the popular FICO credit ...

Fair Isaac on Wednesday unveiled a new pricing model that will allow mortgage lenders to bypass credit bureaus for credit scores, leading the company’s shares to pop more than 20% on Thursday. The ...

The enhanced UltraFICO score solution uses Plaid's systems to accept and analyze real-time cash-flow data, or information about the money moving in and out of a consumer's financial accounts. Older ...

Silvio Tavares’s letter, “VantageScore Predicts Risk Better Than FICO” (Letters, Feb. 23), is irresponsible and incorrect. Mr. Tavares, VantageScore CEO—along with the mortgage market—know that FICO ...