A captive agent is an insurance agent who only works for one insurance company and is paid by that one company, either by salary, commission, or both.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Bobby L. Hickman is a longtime business and financial journalist who brings decades of ...

Insurers, whose efforts to enter banking had been spotty at best, showed real signs of progress last year -- with the biggest successes coming from companies that used a captive sales force. State ...

Life insurance agents who are limited to selling proprietary products may find it difficult to meet a fiduciary standard as it is being defined by a task force helmed by a fiduciary advocate. The ...

Medicare agents and brokers help you pick a plan that fits your needs. Independent agents offer plans from multiple companies, while captive agents don't. Agents and brokers save you time by guiding ...

We’ve all seen the wealth management industry barrel toward independence in recent years as more and more wirehouse advisors lose patience for conflicts of interest, reject constraints on product ...

Nationwide’s plan to cut loose 2,000 captive agents means the mutual will be selling its annuities through independents along with other institutional channels. Nationwide said this week it plans to ...

PENSACOLA, Fla., Feb. 10, 2026 /PRNewswire/ -- What's the difference between an independent insurance agent and a captive insurance agent, and which is better for Florida residents? A HelloNation ...

In the world of insurance, it can be a dog eat dog world. More and more insurance carriers are moving from a captive agent model, where sales representatives are on the company payroll, to independent ...

The question of whether captive agents are independent contractors or employees of an insurance company is at the heart of a class action lawsuit filed against several GEICO companies. The suit ...